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20300 Seneca Meadows Pkwy, Ste 205

Germantown MD 20876


Tel:  301-515-9015

Fax: 301-515-9021


Monday - Friday 

9:00 am to 6:00 pm (EST)


By Appointment Only



Marie-tess has been in the insurance business since 1984 with varied responsibilities including business management and underwriting.

She is also a licensed  insurance agent. 

As one of the community leaders at her parish, St Rose of Lima, Charity For All Foundation, and a long-time site leader volunteer at M-NCPPC, she organizes cultural, religious and fundraising events and clean ups. 


Travel, reading and scrap-booking are what she enjoys in her down time.

Senior Vice President

Sales & Marketing 

John has been in the insurance industry since 1990 with 10 years of experience as an underwriter at a major insurance company and with the corporate management group.


He has a college degree in Business Administration. John was the Chairman of the Board with IIA-MD 2018-2019. He was also the President of the PACC-DC from 2009-2011 & 2011-2013.


John likes to play golf & volleyball in his free time. With his busy schedule with work and family, he also makes time to be active in the Philippine-American community and local non-profit organizations such as the Rotary Club of Gaithersburg focusing on charities, sports and cultural activities. To support them, he attends many events in the Metro-Washington area. 

Marie-tess Fitzpatrick

John Cabrera

Vice President Sales & Marketing 

/ Account Manager

Jackie has been in the insurance industry since 2005. She has a Bachelor's degree in International Business and Finance from George Washington University, and in 2013 received a Master's Degree in Business Administration. She speaks fluent Chinese Mandarin and Cantonese.  


In her spare time, she loves to bake especially dessert and pastries. When not busy working she finds time to volunteer in her local and international communities supporting her culture and the first-responders. 

She's also a volunteer for the Maryland Medical Reserve Corp. 

She enjoys dancing, traveling, and skiing.

Vice President Finance & Planning 

Kevin has over 30 years experience in various business arena including the insurance industry. Kevin's corporate background as a senior manager responsible for operations, planning, and finance is augmented by a Bachelors Degree in Marketing and a Master of Science degree in Management from the University of Maryland.

Kevin enjoys traveling and reading. He also volunteers at local charities focusing on children and the environment.  

Jackie Fung

Kevin Fitzpatrick

Customer Relations / Account Manager

Michelle has over 20 years of customer service experience with different nature of businesses. She is a licensed agent with almost 10 years of experience in the insurance industry. She has a Bachelor’s degree in Psychology and Guidance & Counseling.


At work, she enjoys her role as an account manager and our customer service representative and in her spare time she volunteers at local charities in Montgomery County, Maryland.


Her new favorite sport: Golf! 


Account Manager

Lia loves to meet people and turns strangers into long-time friends. With over a decade of Insurance experience, Lia can help you with a variety of insurance needs for your personal and business. Licensed in VA, DC and MD for Property & Casualty and Life Insurance.


Many people go to her for counsel, and trust her whether they're a client or not, so don't keep her a secret! She believes in family, faith and values. Being able to spend time with her husband and children are her favorite moments.  She gives back to the community and reaches out through different channels. 


An active member of Philippine American Chamber of Commerce, Prince William Association of Realtors, Families in Christ Jesus Community (FCJC), Sacred Heart Catholic Church and Filipino Catholic Community in Washington, DC.

Michelle Apilado

Lia Camacho

Join Our Team

We welcome licensed agents to contact us.  We also welcome those who intend to get licensed to talk to us.  

CF Alliance Insurance is serving California, Maryland, Virginia, Texas, and Washington, DC. 

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