Auto, Home, & Life Insurance

Kevin has over 20 years experience in various business arena including the insurance industry. Kevin's corporate background as a senior manager responsible for division operations, planning, and finance is augmented by a Bachelors Degree in Marketing and a Master of Science degree in Management from the University of Maryland.
Kevin enjoys traveling and reading. He also volunteers at local charities focusing on children and the environment. 


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Lia has over a decade of experience in Property & Casualty and Life.  One of her greatest assets in the industry is building client relationships and retention. Lia also holds an active Real Estate License in VA, an additional service she gives to clients.  She is the V. President of school PTA, active member of Sacred Heart Catholic Church and Legion of Mary since she was 8.  She devotes a lot of time with her 3 children and helps her husband with his business. 

Benjie has been in the insurance industry for several years-7 years in Life insurance and now focused on Property and Casualty.
He is an excellent cook and has great recipes for Filipino and Chinese cuisine. During his free time he likes to hang out with his kids and watch movies.  Being an insurance agent allows him to  meet new people and visit with friends which he really enjoys.


Benedict “Benjie” Lo

​Account Manager

John has been in the insurance industry since 1990 with 10 years of experience as an underwriter at a major insurance company and with the corporate management group. He has a college degree in Business Administration. John is the Chairman of the Board with IIA-MD 2018-2019. He was also the President of the PACC-DC from 2009-2011 & 2011-2013. John likes to play golf & volleyball in his free time. With his busy schedule with work and family, he also makes time to be active in the Philippine-American community and local non-profit organizations such as the Rotary Club of Gaithersburg focusing on charities, sports and cultural activities.  To support them, he attends many events in the Metro-Washington area.

Kevin Fitzpatrick

Vice President Finance & Planning

Michelle has over 20 years of customer service experience with different nature of businesses. She is a licensed agent with almost 10 year experience in the insurance industry. She has a Bachelor’s degree in Psychology and Guidance & Counseling. At work, she enjoys her role as an account manager and in her spare time she volunteers at local charities in Montgomery County, Maryland.


Kyle is primarily responsible in managing the agency  database system, and provides IT support in the office  He earned his Bachelor's degree in Computer Networks & Security from UMUC. He has been a longtime volunteer at his church and has been involved in community service since middle school.  When not at work he finds time to exercise, play video games, watch movies and work on his car. 

Kyle Fitzpatrick

Database Administrator / IT Support

Michelle Apilado

Customer Relations/Account Manager

Marie-tess has been in the insurance business since 1984 with varied responsibilities including business management and underwriting. She is also a licensed  insurance agent. 
As one of the community leaders at her parish, St Rose of Lima, Charity For All Foundation, and a long-time site leader volunteer at M-NCPPC, she organizes cultural, religious and fundraising events and clean ups.  Travel, reading and scrap-booking are what she enjoys in her down time.

Lia Camacho

Account Manager

Our Promise... Service, Value, Peace of Mind      

Serving California, Maryland, Virginia and Washington, D.C.

Jackie Fung

Vice President Sales & Marketing

Account Manager

John Cabrera

Senior Vice President Sales & Marketing

Jackie has been in the insurance industry since 2005.  She has a Bachelor's degree in International Business and Finance from George Washington University, and in 2013 received a Master's Degree in Business Administration. She speaks fluent Chinese Mandarin and Cantonese and holds a Real Estate license in Maryland. In her spare time, she loves to bake especially dessert and pastries. When not busy working she finds time to volunteer in her local and international communities supporting her culture and the first-responders.

Marie-tess Fitzpatrick