Lia has over a decade of experience in Property & Casualty and Life.  One of her greatest assets in the industry is building client relationships and retention. Lia also holds an active Real Estate License in VA, an additional service she gives to clients.  She is the V. President of school PTA, active member of Sacred Heart Catholic Church and Legion of Mary since she was 8.  She devotes a lot of time with her 3 children and helps her husband with his business. 

Michelle has over 15 years of customer service experience with different nature of businesses. She spends most of her quality time with her boys taking them to their daily activities.  When she finds the time, she enjoys creating and designing fashion jewelry.


Lia Camacho

Our Promise... Service, Value, Peace of Mind      

Serving California, Maryland, Virginia and Washington, D.C.

Benjie has been in the insurance industry for several years-7 years in Life insurance and now focused on Property and Casualty.
He is an excellent cook and has great recipes for Filipino and Chinese cuisine. During his free time he likes to hang out with his kids and watch movies.  Being an insurance agent allows him to  meet new people and visit with friends which he really enjoys.


Kevin Fitzpatrick

Michelle Apilado

Jackie Fung

John has been in the insurance industry since 1990 with 10 years of experience as an underwriter at a major insurance company and with the corporate management group. He has a college degree in Business Administration. John is the Chairman of the Board with IIA-MD 2018-2019. He was also the President of the PACC-DC from 2009-2011 & 2011-2013. John likes to play golf & volleyball in his free time. With his busy schedule with work and family, he also makes time to be active in the Philippine-American community and local non-profit organizations such as the Rotary Club of Gaithersburg focusing on charities, sports and cultural activities.  To support them, he attends many events in the Metro-Washington area.

Kevin is the Vice-President of Finance and Planning for CF Alliance. Kevin has over 20 years experience in various business arena including the insurance industry. Kevin's corporate background as a senior manager responsible for division operations, planning, and marketing is augmented by a Bachelors Degree in Marketing and a Master of Science degree in Management from the University of Maryland.
When Kevin is not actively involved in raising his three children, he enjoys traveling with his wife and kids, playing volleyball, and reading.


Auto, Home, & Life Insurance

John Cabrera

Benedict “Benjie” Lo

Kyle Fitzpatrick

Marie-tess Fitzpatrick

Marie-tess has been in the insurance business since 1984 with varied responsibilities including customer service, underwriting, and office management. She is also a licensed  insurance agent. 
Marie-Tess is  very active in the local community, her church, and school PTA’s. When there is time, Marie-Tess enjoys playing volleyball and photo scrap-booking.

Jackie has been in the insurance industry since 2005.  She has a Bachelor's degree in International Business and Finance from George Washington University, and in 2013 received a Master's Degree in Business Administration. She speaks fluent Mandarin and Cantonese.
She enjoys baking especially dessert and pastries in her spare time. When not busy working she finds time to volunteer in her local and international community.

Kyle is primarily responsible in updating and managing the agency and client information in the database.  He earned his Bachelor's degree in Computer Networks & Security from UMUC. He has been longtime volunteer at his church and has been involved in community service since middle school.  Between studying and working he finds time to exercise, play video games, watch movies and work on his car.