An Independent Insurance Agency That Puts People First
Here to Help You Navigate Insurance with Confidence.
Why We’re Here
CF Alliance was founded with a simple purpose: to be a lifelong partner in protection. We’re here to help our clients feel confident about the future, clear on their options, and connected to people who care.
Whether you're shopping for your first auto policy, protecting your home, or growing a business — you’ll get expert guidance from people who treat you like family.
Our Mission
To deliver superior service and personalized insurance solutions that build long-term relationships, foster trust, and protect every stage of our clients’ lives — with heart, honesty, and community at the core.
Meet Your CF Alliance Team
Marie-Tess Fitzpatrick
President
With nearly four decades in the insurance industry, Marie-Tess leads CF Alliance with compassion, professionalism, and a deep dedication to community. As a licensed agent and long-time volunteer with local nonprofits and cultural organizations, she sets the standard for service that goes beyond the policy.
John Cabrera
Senior Vice President, Sales & Marketing
John brings over 30 years of experience in underwriting, sales, and agency leadership. He plays a vital role in expanding our community presence — especially within the Filipino-American community — and fosters strong relationships with partners and clients alike.
Jackie Fung
Vice President, Sales & Marketing / Account Manager
Fluent in Mandarin and Cantonese, Jackie is a trusted advisor for many of our clients in the Taiwanese and Chinese communities. With nearly 20 years in the insurance industry, she brings a high level of professionalism, empathy, and personal care to every interaction.
Kevin Fitzpatrick
Vice President, Finance & Planning
Kevin provides strategic oversight for business planning, operations, and long-term growth. His background in corporate management and finance ensures that CF Alliance remains strong, stable, and ready to serve for decades to come.
Michelle Apilado
Assistant Vice President, Customer Relations
Michelle is the friendly voice behind many of our client interactions. With 20+ years in customer service and nearly a decade in insurance, she ensures every client feels heard, supported, and guided through their insurance journey — start to finish.
Our Core Values
Integrity First
We do what’s right, even when no one’s looking.
Clients Over Quotas
Your needs guide every recommendation we make.
Community Connection
We give back, support local, and show up.
Cultural Respect
We proudly serve and represent diverse communities.
Service with Heart
We’re real people who really care.
What Makes Us Different?
Choosing an insurance agency isn’t just about policies — it’s about people you can trust. At CF Alliance, we go beyond the basics to deliver an experience rooted in service, honesty, and community care.
Personalized Service
One-on-one support from licensed local agents who take the time to understand your needs.
Deep Community Ties
Actively involved in Germantown and surrounding areas, with strong roots in Filipino and Taiwanese-Chinese communities.
Trusted, Award-Winning Agency
Family-owned and recognized for excellence, with a reputation built on honesty and long-term relationships.
Unbiased Expertise
Transparent guidance with access to multiple top-rated carriers — no quotas, just what’s best for you.
What Our Clients Say
★★★★★
“I’ve been with CF Alliance for almost 20 years. They’re more than an insurance agency — they’re family.”
– Gregory Claver
★★★★★
“I always feel supported, informed, and taken care of. Jackie is the best!”
– Roland Fong
★★★★★
“CF Alliance doesn’t just talk about service. They live it — with heart.”
– Eleine
Where We Serve
Our home base is Germantown, MD — but our impact goes far beyond.
We proudly serve residents and businesses in:
Germantown, Gaithersburg, Montgomery Village, Rockville, North Potomac, Bethesda, Potomac, Aspen Hill, Olney, Frederick, and surrounding areas in Montgomery County.
We also serve clients in
Herndon and Reston, Virginia,
as well as throughout
Washington, D.C. CF Alliance is licensed in
California, Colorado, Texas,
and Nevada.
Let’s Talk Insurance
Whether you're comparing quotes, starting a new policy, or just have questions — we’re here to help.
