Commercial Insurance That Works as Hard as You Do

Customized Protection for Small Businesses, Non-Profits & Professionals Across Germantown, MD and the DMV

At CF Alliance Insurance Services, we know your business is more than just a job — it’s your livelihood. That’s why we offer commercial insurance solutions designed to support local entrepreneurs, non-profits, and growing companies across Maryland and beyond. Whether you're managing risk, meeting legal requirements, or simply planning for the unexpected, our team delivers coverage that’s clear, smart, and built around how you operate.

Our Business Insurance Services

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Business Owners Policy (BOP)

Bundle property and general liability coverage into one smart, affordable policy tailored for small to mid-sized businesses in Germantown and the DMV.

Person filling out a worker's compensation claim form on a clipboard with a pencil.

Workers’ Compensation Insurance

Ensure your employees are protected with coverage that handles medical expenses, lost wages, and workplace injury claims — while keeping your business compliant.

Man loading cardboard boxes into a white van outside a warehouse.

Commercial Auto Insurance

Protect your business vehicles and the people who drive them with coverage for collisions, liability, theft, and more.

Espresso machine and grinder on a wooden countertop, with cups, a kettle, and milk frothing pitcher in a kitchen.

Property Insurance

Safeguard your building, contents, equipment, and inventory against risks like fire, vandalism, weather damage, and theft.

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General Liability Insurance

Cover third-party injury, property damage, and legal costs — foundational coverage for nearly every type of business.

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Professional Liability (E&O)

Protect your business against claims of errors, omissions, or negligence related to the professional services you provide.

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Umbrella / Excess Liability Insurance

Add an extra layer of liability protection above your primary policies — essential for higher-risk industries or contracts.

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Non-Profit Insurance

Tailored coverage for charitable organizations — including general liability, property, and Directors & Officers (D&O) protection.

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Event Insurance

Short-term coverage for single or recurring events — including vendor liability, property damage, cancellation, and more.

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Home Warranty

Covers costly home system breakdowns and appliance repairs — ideal for homeowners seeking extra peace of mind.

Why Choose CF Alliance for Your Business Insurance?

Smart Coverage. Local Expertise. Real Relationships.

At CF Alliance, we don’t just sell policies — we protect your business like it’s our own. As a trusted insurance partner for Maryland and DMV-area businesses, we offer strategic, affordable coverage that supports growth, minimizes risk, and keeps you moving forward.

  • Local Advisors with Deep Industry Knowledge

    Our team understands the risks and regulations Maryland businesses face. From BOPs to bonds, we’ll guide you with clarity and confidence.

  • Serving the Community We Live In

    As a family-run, minority-owned agency, we’re proud to support small businesses, nonprofits, and immigrant entrepreneurs across Germantown and beyond.

  • Custom Coverage — No One-Size-Fits-All

    We work with a wide network of top-rated carriers to tailor your insurance plan to your industry, size, and budget.

  • Quick Quotes, Clear Answers

    No jargon. No runaround. Just fast, friendly service from real people who pick up the phone and explain what you’re getting.

  • Trusted by Maryland Businesses for Over 20 Years

    Whether you're just starting out or scaling up, we’ve helped businesses like yours protect what they’ve built — and plan for what’s next.

Commercial Insurance FAQs 

  • What types of commercial insurance does CF Alliance offer?

    We offer everything from General Liability and Property Insurance to Workers’ Comp, Commercial Auto, Cyber Liability, BOPs, and coverage tailored for nonprofits and contractors.

  • Why do Germantown businesses trust CF Alliance for insurance?

    With over 20 years of experience and a local team that knows the Maryland and DMV market, we deliver coverage that fits your operation — without the pushy sales tactics.

  • Can CF Alliance help me meet industry-specific requirements?

    Yes. Whether you're a contractor, restaurant owner, or nonprofit leader, we’ll guide you through insurance requirements and ensure you stay compliant with licenses, leases, and contracts.

  • Do you work with minority-owned or immigrant-owned businesses?

    Absolutely. As a minority- and family-owned agency with strong ties to the Filipino, Taiwanese, and Asian-American communities, we take pride in helping local entrepreneurs protect and grow their businesses.

  • Can I bundle different types of business insurance?

    Yes. Many clients combine policies like Property + Liability under a Business Owners Policy (BOP) for better value and simplified coverage.

Let’s Build a Policy That Works for Your Business

We make it simple to protect your business — whether you're just getting started or expanding your coverage. Let CF Alliance help you move forward with confidence.