Personal Insurance That Puts Your Life First

Tailored Coverage for Maryland Residents, Families & Property Owners

At CF Alliance Insurance Services, we help you protect the people, property, and milestones that matter most. Whether you're insuring your car, your home, or your future, our team offers personalized guidance and coverage built around your life — not a one-size-fits-all plan. From renters to homeowners, drivers to pet lovers, we make insurance simple, accessible, and personal.

Our Personal Insurance Offerings

Woman in a beanie smiles from inside a black SUV, door open, setting is outdoors.

Auto Insurance

Drive confidently with custom coverage that protects your vehicle, your passengers, and your peace of mind.

Family of four outside a house; mother holds hands with daughter, father carries son on shoulders.

Homeowners Insurance

Safeguard your biggest investment — with protection for your home, belongings, and liability exposure.

Family looking at a tall apartment building; man points upwards; sunny day.

Condo Insurance

Get the protection you need for your unit’s interior, personal property, and more — tailored to your HOA setup.

Living room with gray sofa, armchair, desk, plants, wooden shelves, and yellow rug.

Renters Insurance

Protect what’s inside your rented space — from clothing and furniture to electronics and valuables.

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Classic Car Insurance

Specialized policies for vintage, antique, and collectible vehicles — preserving their value and your passion.

Motorcycle handlebars in focus, two motorcycles ahead on a sunny road, rider wearing red bandana.

Motorcycle Insurance

Coverage that moves with your ride — whether you’re cruising the open road or commuting across town.

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Recreational Insurance

Insure your boat, RV, or off-road vehicle — so you can enjoy your downtime with less risk and more freedom.

Boy holding a small dog up in the air, both looking at each other outdoors.

Pet Insurance

Plans that help cover vet bills and emergency care — because pets are family too.

Flooded suburban neighborhood; brown floodwater surrounds houses, cars; overcast sky.

Flood Insurance

Protection beyond your home policy for water damage caused by rising floodwaters or storm surge.

Family of four under red and yellow umbrellas, seated on a picnic blanket in a park.

Personal Umbrella Insurance

Add an extra layer of liability coverage that kicks in when your home, auto, or renters policy reaches its limit.

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Home Warranty

Covers costly home system breakdowns and appliance repairs — ideal for homeowners seeking extra peace of mind.

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Supplemental Insurance (Aflac)

Help cover out-of-pocket medical costs with benefits that complement your health insurance.

Why Choose CF Alliance for Your Personal Insurance?

Personalized Protection. Community-Rooted Care.

When it comes to insuring your life, home, or car, you deserve more than a 1‑800 number. At CF Alliance, we put people first — offering personal insurance solutions with a personal touch.

  • Local Agents Who Actually Know You

    We’re not a call center — we’re your neighbors. Our team in Germantown takes the time to understand your life, your needs, and your goals.

  • Deep Ties to the Filipino & Asian-American Communities

    We proudly serve the diverse families of Germantown and the DMV, with bilingual agents and culturally attuned service you can trust.

  • Independent Advice That Puts You First

    As a family-owned agency, we’re not tied to one carrier. We compare options across top-rated insurers to find what fits you best.

  • Decades of Experience You Can Count On

    With over 20 years in the business, we’ve helped thousands of Maryland families protect what matters most — and we’ll be here when you need us.

Personal insurance FAQs

  • What types of personal insurance does CF Alliance offer?

    We offer a full range of personal insurance policies — including auto, home, renters, condo, life, motorcycle, and umbrella coverage — tailored for individuals and families across Germantown, MD and the DMV.

  • Does CF Alliance offer support for the Filipino community?

    Yes. We’re proud to have deep roots in the Filipino community, with agents who speak Tagalog and understand the unique insurance needs of Filipino-American families.

  • Can I bundle my personal insurance policies for better rates?

    Definitely. Bundling policies like auto and home can save you money and simplify your coverage. We’ll compare multiple carriers to find the right fit and price.

  • What makes CF Alliance different from other insurance agencies?

    We’re a family-owned, independent agency with a people-first approach. No quotas, no corporate pressure — just honest advice and real relationships.

  • Is umbrella insurance really necessary?

    If you want added peace of mind, yes. Umbrella insurance gives you extra liability protection beyond your basic policies — essential if you're a homeowner, have savings to protect, or want broader coverage.

Let’s Protect What Matters Most

Your needs are personal — your insurance should be too. Whether you're comparing options or starting fresh, CF Alliance is here to help every step of the way.