Motorcycle Insurance That Rides With You
Reliable Protection for Riders in Germantown, MD and the Greater DMV
Whether it’s your daily ride or weekend escape, your motorcycle deserves protection that’s as strong and flexible as your passion for the road. At CF Alliance, we help Maryland riders secure coverage that goes beyond the basics — tailored to your lifestyle, bike, and budget. As a local, family-owned agency, we’re here to help you ride with confidence.
What Your Policy Should Cover
Liability Coverage
Pays for injuries or property damage you may cause to others in an at-fault accident. It’s required by law and protects you from costly legal and medical bills.
Collision Coverage
Covers the cost to repair or replace your motorcycle if you hit another vehicle or object — whether it's your fault or not.
Comprehensive Coverage
Protects your bike from non-collision events like theft, vandalism, weather damage, or fire — ideal for stored bikes and year-round riders alike.
Uninsured / Underinsured Motorist Coverage
Steps in when another driver doesn’t have enough coverage to pay for your injuries or damage — a must-have in unpredictable traffic conditions.
Medical Payments / Personal Injury Protection
Covers medical expenses for you or your passenger after an accident, regardless of fault — including treatment, rehab, and lost income if included in your policy.
Optional Add-Ons That Fit Your Ride
We’ll help you add custom coverage based on your bike type, how often you ride, and what protection matters most.
Add‑Ons That Matter
Because no two riders are alike, these extras make sure you’re protected where it counts:
Custom Parts & Equipment Coverage
Covers upgrades like chrome, custom paint, saddlebags, GPS, and aftermarket enhancements not included in standard policies.
Trip Interruption Coverage
Reimburses meals, lodging, and transportation if you break down far from home — especially useful for long-distance riders.
Roadside Assistance for Motorcycles
Includes towing, battery jump-starts, fuel delivery, and flat tire support — tailored for two-wheel recovery.
Why It Matters
Because Riding Comes With Risks — And We’re Built for Them
Motorcycle insurance should reflect how and why you ride — not just treat it like a car on two wheels. CF Alliance makes sure your coverage is right for your riding habits, risk tolerance, and financial goals. Whether you're on back roads or beltways, our team gives you the clarity and confidence you need.
What You Need to Know
Do I need motorcycle insurance in Maryland?
Yes — liability coverage is required by law, and most riders also carry collision and comprehensive for full protection.
Is gear like helmets or jackets covered?
Yes, many policies allow add-ons that cover riding gear, including helmets, boots, and protective apparel.
Can I insure a seasonal-use or stored motorcycle?
Absolutely — and we can adjust your policy for off-season storage or usage-based discounts.
What bikes qualify for coverage?
We cover cruisers, sport bikes, touring models, scooters, dirt bikes (when registered), and more.
Can I bundle motorcycle coverage with auto or homeowners insurance?
Yes — and doing so may qualify you for multi-policy discounts
Let’s Get You Covered and Back on the Road
Your bike deserves more than minimum coverage — it deserves care. Let CF Alliance help you protect your ride with clarity, honesty, and a team who gets what being a rider really means.