Home Warranty Plans That Work When You Need Them Most

Reliable Repair & Replacement Coverage in Germantown, MD and Beyond

A home warranty gives you more than peace of mind — it gives you a plan. CF Alliance connects homeowners with trusted home warranty coverage that protects major systems and appliances from unexpected breakdowns. Whether you're a new homeowner or managing multiple properties, we help you secure coverage that saves money and stress.

What Your Policy Should Cover

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Major Appliance Coverage

Covers the repair or replacement of your essential appliances — like refrigerators, ovens, dishwashers, and washers/dryers. It ensures you’re not stuck with a surprise bill when something critical breaks.

Home Systems Coverage

Includes your home’s major systems, such as HVAC, plumbing, and electrical. This helps you avoid large out-of-pocket costs when key functions like heating or water flow stop working.

Optional Add-Ons

Depending on your home, you can extend protection to cover pools, spas, septic systems, roof leaks, and more. These add-ons help tailor your warranty to match your property’s unique needs.

Add‑Ons That Matter

When your home has more moving parts, these extras help:

Roof Leak Coverage

Protects against repairs related to roof leaks — an often-overlooked but costly issue.

Well Pump or Septic Coverage

Covers specific systems not included in standard policies — ideal for homes with private utilities.

Extended HVAC or Electronics Protection

Add extra coverage for older or high-end systems that may fall outside traditional plan limits.

Why It Matters

Because Owning a Home Shouldn’t Mean Facing Surprise Bills

Even with great homeowners insurance, wear and tear happens. A home warranty from CF Alliance adds another layer of protection for the everyday breakdowns that insurance won’t touch. We help you choose a plan that makes sense — so when the furnace stops working, the solution is already in place.

What You Need to Know About Home Warranties in Maryland

  • Is a home warranty the same as homeowners insurance?

    No — homeowners insurance covers damage from things like fire, theft, or storms. A home warranty covers routine breakdowns of systems and appliances due to wear and tear.

  • Do I need a home inspection to qualify?

    Not always. Many home warranty providers don’t require a home inspection, though pre-existing conditions typically aren’t covered.

  • How much does a home warranty cost?

    Most plans range from $350–$600 annually, depending on the size of the home and the level of coverage. Monthly payment options are often available.

  • Can I get a home warranty if my appliances or systems are older?

    Yes — home warranties are often most useful for aging appliances and systems. Just keep in mind coverage may be limited for units nearing the end of their expected lifespan.

  • Is it worth having a warranty if I already have new appliances?

    Absolutely — warranties help even new homeowners avoid sudden expenses from early mechanical failures or installation issues.

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Let’s Take the Stress Out of Homeownership

Let CF Alliance help you protect what keeps your home running — so you’re never caught off guard by an unexpected breakdown.